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Mortgage Calculator

Gives you an at-a-glance look at what your home loan repayments might be. Explore how interest rates, loan terms, and repayment frequency could affect your overall costs and monthly commitments.

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Disclaimers

  • This is a model, not a prediction. Amounts and repayment periods are estimates only, actual amounts may be higher or lower.
  • Results are based on information you provide and do not take your personal circumstances into account.
  • It applies to loans where your regular repayment includes both interest and the gradual repayment of the amount borrowed.
  • The calculator is not intended to be your sole source of information when making a financial decision. Consider getting advice from a licensed finance professional, if you need it.
  • Using this calculator does not guarantee you will be eligible for a loan. You will need to satisfy your lender’s lending criteria.
  • The average interest rate reflects the most recent Economic and Financial Statistics data (Housing  Lending Rates) published by the Reserve Bank of Australia.